Ok. So first off... a credit score and a credit report are not the same thing. Both matter, but they serve different purposes. What Is a...

Here's a quick step-by-step guide on how to properly dispute an item on your credit report.

Building credit is a step-by-step process that, with discipline and responsible financial habits, can be easily navigated.

Late payments can have a significant impact on your credit score! Payment history is the most important factor in determining your credit...